Student Health Benefits

The Harvard University Student Health Program (HUSHP) is comprised of 2 parts:

• The Student Health Fee covers most services on campus at Harvard University Health Services (HUHS), including internal medicine, medical specialty care, mental health services, physical therapy, radiology, and urgent care.
• The Student Health Insurance Plan is a PPO plan providing hospital/specialty coverage both in- and out-of-network through Blue Cross Blue Shield (BCBS) of Massachusetts. Coverage includes: ambulatory surgery, radiology services, obstetrics/gynecology, emergency room visits, hospitalizations, diagnostic lab services, prescription drug coverage, limited specialty and mental health care outside of HUHS. You may enroll your eligible dependents in HUSHP, the online application and rates will be available on the HUSHP website.

Students have two optional dental plans. Enrollment or renewal is not automatic. Harvard Griffin GSAS  provides a subsidy for dental insurance equaling 75 percent of the cost of the “Dental Blue” preventative plan offered by University Health Services. This subsidy will now be provided to all students regardless of whether they have signed up for the UHS-based plan, allowing students to pick a plan that works best for them.

• Dental Blue Preventive, this plan only provides coverage for diagnostic and preventive care, such as routine cleanings. If you need other care, such as fillings and root canals, you’ll be responsible for paying the full cost of those services.
• Dental Blue Comprehensive, this is a good option if you want the most dental protection. In addition to diagnostic and preventive care, you’ll receive additional coverage for basic and major services, such as fillings, crowns, and root canals.

Prescription drug coverage is included in the Student Health Insurance Plan, with no dollar limit on this benefit. Prescriptions may be filled at the HUHS Pharmacy or any OptumRx-participating pharmacy throughout the United States.

Below is a summary of the benefits offered as determined by medical necessity, as assessed the Harvard University Student Health Program. Please refer to their website to learn more about these benefits.

• The Student Health Fee covers mental health visits at Harvard University Health Services (HUHS). There is no visit limit at HUHS; the number of visits is based on medical necessity as determined by the provider.

• The Student Health Insurance Plan covers mental health inpatient and outpatient services outside of Harvard University Health Services (HUHS).

The Student Health Fee offers coverage for routine and non-routine vision care. You can access vision care services at HUHS.

Maternity services include all medical care related to pregnancy and childbirth. There is no visit limit when you receive maternity care from obstetricians, gynecologists, or nurse midwives.

Weight Loss Reimbursement
Acupuncture and Massage

Students enrolled in the Student Health Insurance Plan are covered throughout the United States and abroad.